Oasis Fund Management Limited

Oasis Fund Management Limited

Oasis Fund Management Limited (ABN 38 106 045 050, RSE L0001755) has been granted an RSE licence, and as a licensee, has obtained registration of its registrable superannuation entity as follows:

Oasis Superannuation Master Trust ABN 81 154 851 339 RSE R1004939

• Fund Trust Deed & Fund governing rules
• Fund – Significant Events
• Fund – Material Outsourcing
• Oasis Claims Philosophy
• Executive Officer Information
• Board meeting attendance
• Register of duties and interests
• Rules relating to the Nomination, Appointment and Removal of Trustee Directors For OASIS
• Exercised voting rights
• Constitution
• Financial Statements
• Key Management Personnel Remuneration Disclosure

Annual Members' Meeting

• 2020 Annual Member Meeting minutes and responses to member questions
• 2020 Annual Member Meeting recording
• 2021 Annual Member Meeting minutes
• 2021 Annual Member Meeting responses to member questions
• 2021 Annual Member Meeting recording
• 2022 Annual Members' Meeting notice
• 2022 Annual Members' Meeting minutes
• 2022 Annual Members' Meeting responses to member questions
• 2022 Annual Members' Meeting recording
• 2023 Shortform summary
• 2023 Annual Members' Meeting notice
• 2023 Annual Members' Meeting minutes
• 2023 Annual Members' Meeting recording

Policies

Policies can be viewed by clicking on the links below:

• Privacy Policy – Oasis Fund Management Limited
• Insignia Financial Group Complaints Policy – English
• Insignia Financial Group Complaints Policy – Arabic
• Insignia Financial Group Complaints Policy – Greek
• Insignia Financial Group Complaints Policy – Italian
• Insignia Financial Group Complaints Policy – Simplified Chinese
• Insignia Financial Group Complaints Policy – Traditional Chinese
• Insignia Financial Group Complaints Policy – Vietnamese
• Insignia Financial Group Conflicts policy summary
• Insignia Financial Group Responsible Investment Policy / Proxy Voting policy
• Insignia Financial Group Whistleblower Policy

Product Disclosure Statements

Product Disclosure Statements can be accessed by clicking on the links below:

• Mentor Superannuation Master Trust
• Voyage Superannuation Master Trust
• Wealthtrac Superannuation

Retirement Income Covenant

The Retirement Income Strategy can be accessed by clicking on the link below:

• Retirement Income Strategy

Annual Reports

Annual Reports can be accessed by clicking on the links below:

• Mentor
• Voyage
• Wealthtrac

Member Outcomes Assessment

The Member Outcomes Assessments for the year ended 30 June 2023 can be accessed below:

• Voyage

Portfolio Holdings Disclosure

View the underlying assets for our managed funds by clicking here

Insurance through super can be a cost-effective way to help provide a secure financial future in the event of death, disability or temporary setback due to an illness or injury.

Oasis Fund Management Limited (Oasis) is committed to the continuous improvement of its insurance arrangements to its members.

Claims

Oasis as Trustee of the Oasis Superannuation Master Trust will oversee and help members or beneficiaries with the claims process.

We understand that when you need to claim it can be a very difficult and emotional time. We aim to make the claims process as straightforward as possible. We have specialist teams to help you through the claim process. Please find your type of cover below and follow the steps outlined.

Type of cover	Product name	How to claim
Group insurance (issued by Zurich Australia Limited)	Voyage Superannuation Master Trust	If you wish to make an insurance claim or request a release of superannuation funds due to financial hardship, please contact your financial adviser or call our Customer Services team on 1800 892 353 weekdays between 8.00am and 7.00pm (Sydney time).   Please notify us as soon as practicable after the insured event so the appropriate claims forms can be sent to you to complete and lodge your claim.
OneCare retail insurance (issued by Zurich Australia Limited)	Voyage Superannuation Master Trust	If you wish to make an insurance claim, please contact your financial adviser or call the insurer’s Claims Helpline on 1300 555 250 weekdays between 8.30am and 6.00pm (Sydney time). You should lodge your claim as soon as practicable after the insured event to enable a complete assessment of your claim.   If you wish to request a release of superannuation funds due to financial hardship, please contact your financial adviser or call our Customer Services team on 1800 892 353 weekdays between 8.00am and 7.00pm (Sydney time).

Please refer to our Claims Philosophy document to understand how we approach the pursuit and assessment of claims on behalf of a fund member or particular beneficiary.

The insurer, Zurich Australia Limited (ZAL) also has a claims philosophy, it can be found here.

Complaints

Your adviser is your first point of contact for enquiries, complaints or to provide feedback. Alternatively, if you have a complaint about our products or service (or wish to obtain further information about the status of an existing complaint), please:

Call us on:

Phone: 1800 892 353
(International number): +61 02 8245 3759
Email: service@wrapinvest.com.au
Write to: GPO Box 3154 Sydney NSW 2001

Where possible, concerns will be resolved straight away.

Where this is not possible or further investigation is required to resolve your complaint, our Customer Services team will acknowledge your complaint within 1 business day and will consider and respond to your complaint as quickly as possible. At any stage you’re welcome to contact your assigned case manager for an update on the progress of your complaint.

Your complaint will be reviewed in line with our principles:

• Be human
  We treat those around us the way we’d like to be treated – openly, honestly and respectfully.
• Deliver what matters
  We make sure we understand what matters to every client and we make it happen.
• Stronger together
  Only by working together can we truly serve our clients.
• Keep it simple
  We remove complexity.
• Do what’s right, not what’s easy
  We back ourselves to make the right call. We speak up.

If you are not satisfied with the resolution offered, you can lodge a complaint with the Australian Financial Complaints Authority (AFCA). AFCA provides fair and independent complaint resolution service that is free to consumers.

Website: www.afca.org.au
Phone: 1800 931 678 (free call)
Email: info@afca.org.au
Write to: Australian Financial Complaints Authority, GPO Box 3, Melbourne VIC 3001

There are some time limits for lodging certain complaints. This includes complaints about the payment of a death benefit, which you must lodge with AFCA within 28 days of being given our written decision.

Cancelling or changing your insurance cover

Subject to your policy terms and conditions, if you would like to make changes to your insurance cover including increasing, reducing or cancelling cover, please call us on 1800 892 353 for assistance and further instructions. Alternatively, contact your financial adviser.

Consequences of cancelling or changing your insurance cover

Cancellation of your insurance cover means:

• you won’t be able to make a claim for insurance benefits for events or conditions that arise from the date of cancellation; and
• insurance fees will no longer be deducted from your account.

If you’re replacing the insurance cover with alternate insurance cover, it’s recommended you wait for the replacement cover to be in place before cancelling your existing insurance cover.

If you have cancelled or reduced your cover and you wish to obtain insurance cover again or increase your cover, you’ll need to make an insurance application. As your application will be subject to health assessment and acceptance by the Insurer, you may not be able to obtain insurance cover, or your cover may be subject to terms and conditions applied by the Insurer.

We recommend speaking to a financial adviser before making any decision regarding your insurance cover.

Intention of providing insurance cover

We provide you with peace of mind with a range of insurance cover options. Insurance cover varies for each product, for details, including definitions and how these will be applied in practice, check the insurer’s Product Disclosure Statement.

Death cover helps protect the financial future of your loved ones in case of your death. It may also be payable if you are diagnosed with a terminal illness.

Total and Permanent Disability cover provides support should you suffer a lifelong disability due to illness or injury that prevents you from working.

Income Protection cover provides financial support in an event of temporary setback due to an illness or injury that prevents you from working.

To find out what insurance cover you have, contact us.

Benefits and cost of insurance in super

Holding insurance through super can provide peace of mind, knowing that should the unexpected happen, you can continue to look after the ones you love, even if you aren’t around. There are different types of insurance cover available, depending on your superannuation product, such as Income Protection, Total and Permanent Disability cover and Death cover. It’s important to research and choose the superannuation product and insurance cover that best suits you and your circumstances.

As insurance fees are deducted from your superannuation account, they are generally tax effective and don’t impact your take home pay. However, it’s important to remember that insurance fees are deducted from your superannuation account. This means less money available to invest, and over the long term, less for your retirement, unless you contribute extra to cover the cost of the insurance fees deducted from your account.

As life changes, your insurance needs may change too. It’s important to review your cover regularly to make sure it continues to be right for you and insurance fees aren’t unnecessarily reducing your super balance.

Further information on insurance inside super is available through the Australian Government’s MoneySmart website.

Key documents

Oasis Claims Philosophy Document